I'm flattered that you ask, but I don't think I'll ever do commissions. I don't work well under stress (with this thought of "I have to finish this and make it good because someone is waiting for it) and also I don't really need extra money ^^
Aaww! IMHO it means I love your art so much I'm willing to pay for it.
But yes, you don't need extra stress.
Don't do mine but I still think you should "get your feet wet". Gods forbid anything happen to you but so many artists I'm following right now are having emergencies. Not now, but you should try it when you don't have an emergency to be prepared.
It's a very big compliment that you would be willing to pay for my art, thank you
And of course, emergencies can happen. But even if something really bad happens, putting me in need of a lot of money, doing commissions would surely not be the most efficient way to get that money. But maybe I will try it some time, just to get an impression of how many people would actually be interested.